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Lagos (; LAY-goss; Yoruba: Èkó [èkó]), or Lagos City, is a large metropolitan port city in southwestern Nigeria. As of November 2025, the size of the city's population has been estimated to be between 17 and 21 million residents, making Lagos the largest city in Nigeria, the most populous urban area on the African continent, and one of the fastest-growing megacities in the world.

The lands are separated by creeks, fringing the southwest mouth of Lagos Lagoon, while being protected from the Atlantic Ocean by barrier islands and long sand spits such as Bar Beach, which stretch up to 100 km (62 mi) east and west of the mouth.

With its international airport, three ports (Apapa, Tin Can Island and Lekki deep-sea port), four expressways (to Badagry, Abeokuta, Ibadan and Calabar, the latter under construction since 2023 and partially operational in 2026), and the standard-gauge rail link to Abeokuta and Ibadan, the city is well connected in terms of transport and handles 88% of Nigeria’s exports. The urban rail transit system (the "Blue Line" and the "Red Line") is regarded as one of the most modern of its kind in Africa.

Lagos is best known as the leading financial centre of West and Central Africa, with headquarters of financial institutions like Access Bank, the First Bank of Nigeria or Zenith Bank. Other major employers include two breweries, three major shipyards and the headquarters of several African airlines. Lagos is also West Africa's centre for pharmaceuticals. It has more than 20 data centres in operation and branches of Microsoft, Equinix and Google. Five out of seven African high tech start-ups with a value above US$ 1 billion ("unicorns") are located in Lagos. The employer with the most staff is the Dangote Refinery, which, once expanded, will be the world’s largest oil refinery.

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The Transport Accident Commission (TAC) is the statutory insurer of third-party personal liability (CTP insurance in other states) for road accidents in the State of Victoria, Australia. It was established under the Transport Accident Act 1986.

Its purpose is to fund treatment and support services for people injured in transport accidents. The TAC's support covers medical and non-medical expenses incurred as a result of an accident, for example income support for people whose injuries prevent them from performing normal job duties, or return to work programs, and equipment or aids, such as wheelchairs or crutches that are recommended by a healthcare professional. Funding used by the TAC to perform these functions comes from compulsory payments made by Victorian motorists when they register their vehicles each year with VicRoads.

The TAC also has a duty to help reduce accidents on Victorian roads. It is responsible for the majority of road safety advertising in the state.

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Transport Accident Commission

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