High-yield online savings account with no fees or minimum deposit
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Marcus by Goldman Sachs High Yield Savings is a high-yield online savings account offered by Goldman Sachs Bank USA, Salt Lake City Branch. It has an annual percentage yield (APY) of 3.40% as of July 14, 2026, and offers same-day transfers of $100,000 or less to/from other banks. The account is FDIC-insured and backed by the full faith and credit of the U.S. Government.
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